First off we are going to qualify you for the program. That simply means that we are going to gather all your bills, (with your help, of course), and go through each one to make sure that the debt noted on the statement qualifies for a settlement program. An example of debt that doesn't qualify is a secured debt like a mortgage or government backed student loans. If you have loans you acquired while you were a student that are not "student loans" then will probably qualify.

Next, we set up a bank account for you in your name. By the way, this is always your money; you can close shop and take your money any time.

We are going to tell you how much to deposit each month, (or we can just draft it for you if that's easier). That deposit or transfer goes into the bank account we set up for you.

When you have enough funds accumulated, we begin settling your with your creditors one at a time until they're all gone. This step can take a couple or few years to complete because as there is enough money to settle the debt with the first creditor, we go after a settlement right away. There's no reason to wait until you have enough money to pay off all of them at the same time.

It's simple, effective, and 100% guaranteed! When your debt is settled by Debt Free USA, it's settled for good!